Alain Sauviat earned his Ph.D. in 1990 and is a Professor of Economics at the University of Limoges (France) since 1994. Dean of the Faculty of Law and Economics from 2000 to 2005, Director of the SHS Research Institute of the University of Limoges from 2005 to 2009, Vice-President CEVU of the University of Limoges from 2005 to 2010, he is currently the Dean of the Faculty and the co-director of the Master 2 “Métiers de la banque de détail”. His research interests are in the areas of monetary economics and banking economics including the analysis of interactions between local banking structures and local development.


Selected publications since 2000

  • Meslier C., Rehault P.N., Sauviat A., Yuan D., 2022, “Benefits of local banking in local economic development: Disparities between micro firms and other SMEs”, Journal of Banking & Finance, Volume 143, October 2022.
  • Pamen Nyola A., Sauviat A., Tarazi A., Danisman G.O., 2021, “How Organizational and Geographic Complexity Influence Performance: Evidence from European Banks”, Journal of Financial Stability, Vol. 55, August 2021, 100894.
  • Agbodji A.S.S., Nys E., Sauviat A., 2021, “Do CDS Maturities Matter in the Evaluation of the Information Content of Regulatory Banking Stress Tests ? Evidence from European and US Stress Tests”, Revue économique, Volume 72, January 2021, Pages 65 à 102.
  • How does regulation affect the organizational form of foreign banks’ presence in developing versus developed countries?, en collaboration avec A. Pamen-Nyola A. et A. Tarazi, International Journal of Finance and Economics, Forthcoming.
  • Ky S., Rugemintwari C., Sauviat A., 2021, “Friends or Foes ? Mobile Money Interaction with Formal and Informal Finance”, Telecommunications Policy, Volume 45, Issue 1, February 2021, Available online 12 October 2020.
  • Does mobile money affect saving behavior? Evidence from a developing country, en collaboration avec S. Ky et C. Rugemintwari, Journal of African Economies, Volume 27, Issue 3, 1 June 2018, Pages 285–320. Online Appendix for JAE
  • Structure bancaire locale et évolution du crédit à l’échelle des départements français : l’expérience de la crise financière de 2007-2008, en collaboration avec C. Meslier, P. Rous. P et P. Torre, Revue Economique, A paraître.
  • Contribution of rural banks to regional economic development: Evidence from the Philippines, en collaboration avec C. Meslier-Crouzille et E. Nys, Regional Studies, 2012, vol.46 (6).
  • Bâle 3 et la réhabilitation du ratio de levier des banques : Pourquoi et comment ? en collaboration avec C. Rugemintwari et A. Tarazi, Revue Economique, vol.63(4), 2012.
  • Banking industry structure and economics activities: A regional approach for the Philippines, with Los Banos, J., Meslier-Crouzille, C., Nys, E., Philippine Management Review (special issue), vol. 18, 2011.
  • Rentabilité bancaire, structure par terme et volatilité des taux d’intérêt : une étude des principaux systèmes bancaires européens, en collaboration avec D. Goyeau et A. Tarazi, Revue d’Economie Politique, 112 (2), mars-avril 2002.
  • Marché financier et évaluation du risque bancaire : les agences de notation contribuent-elles à améliorer la discipline de marché ? en collaboration avec D. Goyeau et A. Tarazi, Revue Economique, 2001, vol 52, n°2.

Risk and optimal interest margins : The Case of Commercial Banks in Central Europe : en collaboration avec D. Goyeau et A Tarazi in “Financial and monetary integration in the new Europe : Convergence between the EU and Central and Eastern Europe”, D.G. Dickinson, A.W. Mullineux Edts, Edward Elgar Publishing, 2001.  

  • Dean of the Faculty of Law and Economics at the University of Limoges from 2018 to 2023.
  • Vice President of the Council of Studies and University Life of the University of Limoges from 2005 to 2010.
  • Director of the Institute of Research in Humanities and Social Sciences at the University of Limoges (9 accredited teams, 250 researchers) from 2005 to 2009.
  • Dean of the Faculty of Law and Economics at the University of Limoges from 2000 to 2005.
  • Co-director of LAPE from 2000 to 2007.
  • “Expertise for the construction of the LMD system in the CAMES zone (Burkina Faso mission 2006)”
  • “Participation in the program “Financial Fragility: lessons from Europe and South East Asia”, Euro-Philippine Network in Banking and Finance: Enhancing Teaching and Research, ASIALINK/B7-301/2005/105-139 Program, European Commission, in partnership with the University of Birmingham (UK) and the Philippines, under the coordination of A. Tarazi, September 2005/September 2007.
  • Participation in the program “International Research Group on Financial Stability”, BQR Support for International Research Networks (University of Limoges), with the Copenhagen Business School, the London School of Economics, and the University of Southern California, under the coordination of A. Tarazi, November 2005/November 2008”.

Completed Theses : Laetitia Lepetit, 2001; Fabrice Aléonard, 2002; Marie-Cécile Paillier, 2003; Emmanuelle Nys, 2003; Chawki El Moussawi, 2004; Clovis Rugemintwari, 2011; Edouard Cottin-Euziol, 2013; Noma Ziadeh, 2013; Pierre-Nicolas Rehault, 2015; Serge Ky, 2016; Moustapha Daouda Dala, 2016; Annick Pamen-Nyola, 2018; Dian Yuan, 2019; AGBODJI Amavi, 2022.